1,000s of Mortgages
Independent Advice
Fast Turnaround
Out of hours appointments available
If you’re like most homeowners, you’ve probably noticed that the cost of everything has shot up recently and that the money you earn doesn’t go as far as it did a year ago.
The cost of living crisis means that everything from the weekly food shop through to the clothes you wear, your energy bills, and the petrol you put in your car are all getting more and more expensive.
And mortgages are no exception. Up until a year or so ago, it was possible to fix your mortgage rate at below 1%, but most of the mortgages available today are around five times more expensive than that.
This means that if you looking to buy a property or are approaching the end of your current fixed-rate mortgage term, you could be in for a nasty shock.
But here’s the good news…
There are still plenty of mortgage options available and, despite what you may have heard in the news, lenders are still offering mortgages.
But with the cost of borrowing having risen, it has become even more important to take professional advice and explore all the available options before taking out a mortgage, so as you don’t end up making a costly mistake.
And that’s where we come in.
As independent mortgage brokers, we have access to over 90 mortgage lenders who, between them, have thousands of different offers available. That means you get a better choice of rates and more chance of being accepted for your new mortgage, even if your circumstances have changed since you first bought your home.
And you won’t have to spend hours searching for the best deal because we’ll do all that hard work for you and then manage the application process from start to finish.
The sooner you switch, the more you could save. To find out which mortgage offers you qualify for, fill in our one-minute enquiry form or call us on 07907 219136 to get straight through to a mortgage adviser (we don’t do call centres).
Find Your Ideal Mortgage
Fill in your details below and one of our mortgage experts will contact you to discuss your options and help you choose the best deal.
Save Money
We’ve got access to 1,000s of different mortgages including exclusive deals that the lenders don’t offer direct to the public. This means we can save you money every month by getting you the best available rate for your mortgage.
We’ve also got access to lenders who will cover the costs of valuations and legal fees, saving you even more money.
Get Certainty
Even if you’ve still got a few months left to run on your current mortgage deal or won't be moving home immediately, we can get you a new offer secured now at today’s rates.
This means you’ll know exactly where you stand and you won’t run the risk of rates having gone up again by the time your current fixed rate ends.
But you’re not committed to that new offer. So if rates fall between now and when your current deal ends, we can still search the market again to see if we can find you a cheaper rate at that time.
High approval rates
We have access to over 90 different lenders which means we’ve got the best possible chance of finding one who will accept your application and help you get your new home or reduce your monthly outgoings.
We understand all the different ways that people are paid - whether you’re employed or self-employed - and we know how to present your income to a lender so as to maximise your chances of getting the size loan you need on the best possible terms. This applies even if you have a less-than-perfect credit score.
Save Time
No one likes to be kept waiting when it comes to something as important as a mortgage, and yet if you go to your bank they’ll probably make you wait weeks just to get an initial appointment. And by then, rates may have gone up again.
We do things differently. As soon as you fill in our online enquiry form, we’ll call you straight back to get your mortgage application underway. After that, we can usually get you a decision in principle from a lender within one day. Just think - this time tomorrow you could have some certainty over what your mortgage options are.
Ata Qureshi
We got great advice, assistance and guidance on mortgage products. Got our mortgage approved and got us an excellent deal. Provided great advice on asset/mortgage/finance protection products and the importance and benefits of setting up trusts. All in all, there is good reason why mortgage advisors exist and I can't recommend TAP highly enough. A great value service.
Matthew Luke
I got my mortgage approval from the bank in just 8 days from the time I appointed Alpesh as my mortgage broker, he shows his efficient, dedication and hard-working. Many thanks for his help and I highly recommend him to all of you for using his service!
Nick J
After 3 years, 3 mortgage advisors and no house offers being accepted, i was a bit sceptical when our friend recommended having a chat with Alpesh. And I'm very glad I did have a chat. One week later I had an accepted house offer, a mortgage offer and it happened simply by that discussion. Alpesh is exactly what I always thought a financial advisor should be like and I couldn't be happier with his service. Highly recommend.
Nisaanth Manegavasar
Alpesh is literally THE BEST broker you could ask for. He is literally 24/7 available and made my mortgage application process a walk in the park. He was able to get me the best possible mortgage product and was also very informative! I can't thank him enough for this. I would recommend anyone to go to him!
HOW IT WORKS
1. Get in touch
Give us a call or complete the 30-second enquiry form and one of our advisers will call you back. We don’t have call centres so that adviser will be your point of contact throughout your entire journey with us.
2. We'll find your perfect mortgage
Once we've taken a few details we'll compare 1,000s of deals from over 90 lenders to find the one that is the best fit for you.
3. We'll do all the heavy lifting
Sit back and relax while we submit your application and all the required paperwork, keeping you regularly updated along the way
4. ...until your mortgage is approved!
With our help you'll have the greatest chance of being accepted for the mortgage you need at the best possible rate.
Find Your Ideal Mortgage
Fill in your details below and one of our mortgage experts will contact you to discuss your options and help you choose the best deal.
YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP KEEP UP REPAYMENTS ON YOUR MORTGAGE
Some buy to let mortgages are not regulated by the Financial Conduct Authority
TAP Financial Services is a trading style of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style
of Openwork Limited which is authorised and regulated by the Financial Conduct Authority
Just Mortgages Direct Limited Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, C03 3LD. Registered in England No. 2412345
The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable
or available in any other country which may have access to it.